Sign up

Altio is an investment advisry with a credit fintech expertise

We combine 15 years of structured credit expertise from Tier 1 banks with 10 year of technology operation expertise

Companies Monitored


Companies in Portfolio




In-depth research


Transaction closed (EURm)


Return for our investors (%)


Our Product

for accredited investors only*
Invest in tech with Altio and choose between a fixed income or a total return payoff
from 6% to 100% return depending on your preferred level of risk
low volatility
low max drawdown
full alignment of interest
*Accredited investors are defined as either professional investors or high-net-worth individuals

An Innovative Approach to Investing

We have an investor hat and help smart tech companies to grow using debt financing.

We have a large pool of investors for deals from EUR5m to EUR100m to finance recurring revenue or invoices
Contact us to discuss your needs

Our Inspiration

We are avid readers at Altio. This helps us everyday to improve our understanding of the world and refine our method. Along our journey, we got the chance to discover truly inspiring figures who shaped our thinking:


Our Structuring Engine

A prominant historian, Oswald Spengler examined civilisations by looking at a great diversity of signs (i.e. art and state forms). Similarly, our structuring engine Oswald, is named after him and looks to adapt to tough market conditions. This can include real time reporting \and independent ratings


Our Investment Process

When Pierre Bourdieu combined statistical methods with sociology, he transformed his field forever. He emphasised social structure and symbolic order, arriving at a holistic understanding. Combining our fundamental approach with structuring analysis allows us to achieve a holistic view of our portfolio


Our Fundamental Philosophy

Inspired by emerging research and questions about x-rays, Marie Curie decided to pursue her thesis on Uranium rays, leading to the discovery of radioactivity. Curie’s tireless curiosity inspires us to always investigate phenomena that we do not understand. Leaving no stones unturned is the surest way to success

Our Insights

Do Companies Have a Choice to be Sustainable? 

There’s a lot to critique about greenwashing and ESG, but, do companies have the choice to not be sustainable? In this article, we look at the 7 reasons companies can't opt-out of sustainability.

AltioTake (August 2021)

In August, we covered: cloud infrastructure growth; crackdowns on Chinese tech; Google's undersea cable; EA's accessibility patents

AltioTake (July 2021)

July 2021 saw London break VC investment records, Tribe project emerging technologies in fintech, Netflix announce gaming, and right-to-repair regulations announced.

AltioTake (28 June - 2 July)

Visa-Tink deal; Virgin Galactica; "Etsy of Brazil"

AltioTake (21-25 June)

VR Advertising; Tesla Supercharger Silk Road; Beyond Podcasts with WaitWhat

AltioTake (14-18 June)

Facebook smartwatch; EU-US Tech Council; Flying Car Racing

AltioTake (7-11 June)

Fleeting Ads, Supersonic Aircraft, Bosch's Semiconductor Factory

Who Would Win? Sustainability Edition

Can you guess which company has the higher ESG score?

Want to read more of our insights? Don't forget to follow us on our social networks!

Want to know more?

Join the Altio Community

Sign Up to Altio's Newsletter, Learn More, and Invest with Us