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Altio is a tech provider with a sole focus on lending fintech

We combine 20 years of structured credit expertise from Tier 1 banks and on the ground operations

Portfolio Monitored


Fintech using us


Investors using us


In-depth research


Transaction using us(EURm)


Loans monitored


Our Product

for accredited investors only*
Invest in tech with Altio and choose between a fixed income or a total return payoff
from 6% to 100% return depending on your preferred level of risk
low volatility
low max drawdown
full alignment of interest
*Accredited investors are defined as either professional investors or high-net-worth individuals

An Innovative Approach to lending

Altio is a fintech hub combining an early stage accelerator, a first loss financing fund ( and tech solutions

Tech services for:
1. Risk committee
Create your own risk committee with experts in credit and fraud risk from prestigious firms. Get access to our fraud and credit research.
- Requirements for large funding
- 10x-30x cost savings vs cost of risk committee
- Improve risk and ops hiring

2. ABS fund raising
Fund raise large facilities with tier 1 banks (BNP, JP Morgan...) and credit funds to get the lowest cost of financing
- Usually 2-4% cheaper than traditional funding
- No size limit
- Altio generally accelerates the process by 6 months in general and reduce cost by >1.5x its own success fee

3.Funding optimization
Partner with Altio to use your spare funding.
Excess funding due to seasonality can have a severe impact on profitability
Altio can provide additional eligible assets to match spare funding
- Usually 10% additional profit on spare funding


Case study

Aria ( client of Altio since 2021 is now the leader in France for invoice financing within marketplaces. It receives over EUR60m of financing with the support of Altio

Our Insights

Do Companies Have a Choice to be Sustainable? 

There’s a lot to critique about greenwashing and ESG, but, do companies have the choice to not be sustainable? In this article, we look at the 7 reasons companies can't opt-out of sustainability.

AltioTake (August 2021)

In August, we covered: cloud infrastructure growth; crackdowns on Chinese tech; Google's undersea cable; EA's accessibility patents

AltioTake (July 2021)

July 2021 saw London break VC investment records, Tribe project emerging technologies in fintech, Netflix announce gaming, and right-to-repair regulations announced.

AltioTake (28 June - 2 July)

Visa-Tink deal; Virgin Galactica; "Etsy of Brazil"

AltioTake (21-25 June)

VR Advertising; Tesla Supercharger Silk Road; Beyond Podcasts with WaitWhat

AltioTake (14-18 June)

Facebook smartwatch; EU-US Tech Council; Flying Car Racing

AltioTake (7-11 June)

Fleeting Ads, Supersonic Aircraft, Bosch's Semiconductor Factory

Who Would Win? Sustainability Edition

Can you guess which company has the higher ESG score?

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